ACES

ABLE Monitoring platform enables business users to exploit extensive loan monitoring capabilities over retail, corporate, and SME portfolios and gives lenders opportunities to manage customer and account relationships more profitably. ABLE Monitoring Features: - Cross-sell and up-sell communications - Behavior-based pricing - Collections to facilitate cash flow - Card authorizations - Credit line management - Custom decision area Capabilities: 1. Boost average customer profitability by pre-approved loans, event-based personalized offers with geo-tagging, and regular adjustments of credit rates and limits. 2. Increase customer loyalty by providing targeted proposals as a quick reaction to the client’s situation change. 3. Decrease bad debt portfolio by effective pre-collection and early collections treatments.

ABLE Origination platform automates the lending process from A to Z: from the loan application to origination, servicing, collection, and compliance. Due to a modular basis, ABLE Origination is highly configurable and scalable. The platform is powered by: - AI-driven technologies and ML algorithms, - 400+ pre-configured permissions and 15+ roles, - APIs for integration of partner solutions, - 360° customer view for offer calculation, - Dashboards and analytical reporting. ABLE Origination benefits: - 2-4 months is the average time to market. - Full access to the source code. - <15 min from application to disbursement - 600% growth of productivity - 100% customizable platform

Accelerate and streamline the CARES Act Paycheck Protection Program (PPP) loan forgiveness process to better serve the small business community. ALFA, powered by Nirveda Cognition’s Document-to-Dashboard platform, leverages Artificial Intelligence to help small businesses navigate the complicated PPP loan forgiveness process. Evidence Collection. Drag and drop all baseline and evidence documents into our secure platform. Document Intelligence. Unearth ALL relevant information from the evidence documents, perform a completeness review, flag potential risks, and calculate forgiveness amount. Forgiveness Maximizer. Use the 360-degree information to calculate and maximize the forgiveness potential. Find the needle in a haystack! Data Portability. Package all the relevant data to generate the SBA Form 3508. What if you could eliminate the anxiety and complexity of compliance?

Fully licensed to provide both consumer loans, small business loans, residential and commercial mortgage loans, American Credit, Inc primarily uses internet based portals such as website, Apps (both Android and iOS), Facebook, LinkedIn, etc. to allow customers easy access to variety of loan types offered by our company. Serving our customers and providing superior borrowing experience to our clients are our top priorities.